"9 Simple Ways To Protect Yourself From Identity Theft"   

Why Is Identity Theft Become So Rampant?

Each and every day you hear on the news about people having their identity stolen.  There are several simple reasons way this is happening.

#1 - This year was a banner holiday season for purchasing online. Buying things online is becoming the norm.
#2-  More and more people are paying their bills on line.
#3 - Many businesses use social security numbers for employee & customer identity numbers
#4- They are soliciting us and bombarding us for new credit card offers in the mail daily

All it takes is a clever...or not so clever thief to get our social security number or credit card info to go on a shopping spree frenzy

So what are some practical ways we can protect ourselves from unnecessarily losing our identity to identity thieves?

1. Do not store your credit card numbers or passwords on your computer. (Computers are often stolen during a break in robbery. Plus you would be surprised how they can get into your computer over the internet).

2. Use a firewall to protect yourself from uninvited guests  from getting into your computer

3. Invest in a shredder to shred all of your sensitive paperwork that may have your name, address, social security number & account information. This includes junk mail for credit card offers! (Did you know that thieves will often go thru your garbage to find such information)

4. Do not give your social security number out to be used as an identity number. If they insist...just give them the last 4 digits.

5. Did you know that all an dishonest person has to do is have your checking account & routing number & they can write as many checks ...or print as many checks as they like. You have more protection by using a credit card than using checks.

6- Use common sense at A.T.M's. Don't be afraid to tell people to "back off".

7. Write on your credit cards, "Must see photo ID" . Be sure to thank your cashier when they remember to check it & don't be bashful about asking those who did not!

8. Invest in a  fire safe...or safe deposit box to keep all of your important info incase their is ever a burglary break in.

9. Use the internet to read up on the latest phishing schemes & scams so you can protect yourself & secure your credit & identity.

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